Privacy & Security
At HowToGetYourLoan.com we respect your privacy and understand the importance of providing a secure application process. This page is secured by Secure Sockets Layer (SSL) Technology, the accepted protocol for encrypting information over the Internet, to ensure your details remain safe as they are sent to us online. When you enter your details in the above application form your privacy is assured. Your details will only ever be used for the purpose of helping obtain your loan. We do not pass on your details to any third party without your prior consent and we will never rent or sell your email address or other personal details. Any communication regarding your loan application will also remain completely private and confidential. You can apply at our site with confidence knowing you are dealing with a trusted company that employs the highest standards of privacy and security.
You are providing written consent under the Fair Credit Reporting Act for HowToGetYourLoan.com and its partners with whom you are matched to obtain consumer report information from your credit profile or other information from one or more credit reporting agencies. You understand and agree that you are submitting an application for credit, and are consenting to the use of your consumer report information of HowToGetYourLoan.com and its partners to conduct anti-fraud security checks and evaluate your application for credit. You understand that your application may be matched with multiple lenders, each of whom may obtain consumer report information from your credit profile.
Federal and State Laws
The HowToGetYourLoan.com website is operated in accordance with all governing U.S. state and federal laws including and not limited to the Truth in Lending Act (TILA), The Equal Credit Opportunity Act (ECOA), The Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act. All participating lenders are required to abide by and adhere to the terms of these acts. It is the individual responsibility of each lender to comply with the aforementioned Acts. HowToGetYourLoan.com is not responsible for the lending terms or practices of the lenders within our lending network. Any lender found to be not complying with the terms of these Acts will be deleted from our lending network. HowToGetYourLoan.com practices a code of conduct for responsible lending, our aim is to educate and inform users about online lending.
HowToGetYourLoan.com Lending System
HowToGetYourLoan.com provides a free loan matching service for U.S. citizens. When you apply with HowToGetYourLoan.com you will be immediately matched with the lender(s) that best suit your requirements and credit history. To have your loan approved you will need to complete the loan application of the lender(s) you are marched with. Our network contains many lending institutions and services. These include private lenders, peer to peer lenders and payday loan lenders. Users are encouraged to fully understand the terms of any loan offer by reading the terms of the loan agreement thoroughly before proceeding.